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Offers a very in-depth program and is known for its detailed cash flow analysis module. Of over one thousand respondents who reported using financial planning software, 29.02% reported using eMoney, up from 25% in 2017. Additionally, it earned the highest average user rating (8.0) of all of the financial planning tools that the survey included. The survey also revealed that eMoney is the top software program that advisors are thinking about adding to their arsenal of financial planning resources. A possible explanation for this is of the software program in early 2015, giving the software a reputation of being both useful and trustworthy. RightCapital is ideal for millennial clients who need help with budgeting, and was created to exist in the middle ground between too limited and too comprehensive planning tools. It does more than some applications that are intended for one narrow purpose, like retirement projections or education savings.

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At the same time, it never compromises the user interface experience or a great client experience. Much of the initial plan creation for new clients is automated.

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This feature simplifies the basics and makes lots of information readily available. However, there is plenty of opportunity for customization, and the ability for advisors to create illustrations and models for clients is one feature that adds to the appeal of RightCapital. One of Money Tree’s best products is its Silver program. With a lower cost than programs such as MoneyGuidePro and eMoney Advisor, Money Tree’s Silver financial planning program is designed for use primarily by bankers. It offers good flexibility in its basic approach capabilities in that it can be focused on various goals, such as retirement, or educational funding plans. While not as comprehensive as some other programs, Silver is graded high on ease of use and integration with third-party programs, as well as its module for evaluating insurance programs.